KISAH DRIVER LI KA SHING MENOLAK HADIAH PENCEN 2 JUTA

KISAH PEMANDU LI KA SHING – MANUSIA TERKAYA DI ASIA

2 Juta adalah angka yang besar.

Atas dasar hadiah persaraan, seorang bilionair mahu memberikan 2 juta kepada pemandunya. Siapa sangka pemandu itu sanggup menolak tawaran yang sangat baik. Lebih tidak sangka adalah sebab mengapa dia menolak.

Pemandu kepada Li Ka Shing – LKS (Jutawan No 1 di Asia) telah berkhidmat lebih 30 tahun dengan LKS dan telah capai umur bersara. LKS sebagai tanda penghargaan telah memberinya cek bernilai 2 juta tetapi pemandu tersebut menolaknya kerana dia mendakwa sudah miliki 20 juta ditangannya. LKS berasa hairan kenapa bekas pemandunya ada simpanan sebegitu banyak walhal gaji dia cuma 6 ribu sahaja . 

Pemandu LKS akhirnya mendedahkan bahawa ketika dia menjadi pemandu kereta beliau, LKS selalu membuat pesanan kepada pengurusnya melalui telefon, memberi arahan supaya membeli tanah atau saham yang mana satu. Pemandu tersebut memasang telinga dan secara tidak serius dan diam-diam membeli saham-saham yang LKS arahkan kepada pengurus beliau. 

Lama kelamaan, selepas bermula secara kecil-kecilan bermain saham melalui curi-curi dengar arahan LKS kepada pengurusnya, pemandu tersebut berjaya mengumpul dana lebih 20 juta.

Moral of the story :

Dalam perjalanan hidup, amat penting untuk kita memilih dengan siapa kita bersama. Bak kata pepatah, cari tandas, ikut lalat, cari bebunga, ikut lelebah, cari jutaan, ikutlah jutawan!! Bersama orang yang rajin, anda tidak akan malas, bersama orang bertekad anda tak akan murung, bersama orang yang pintar, anda jadi luarbiasa, bersama orang yang hebat, anda pasti berjaya!!!

 InshaAllah..

Sumber: dikopipes dari : pariajalanan.blogspot

Kalau rajin baca ni Li Ka Shing ajar cara nak kaya. Pakcik tak larat nak translate, baca je lah :

Hong Kong billionaire Li Ka-Shing shares some of his money wisdom, outlining an inspirational five-year plan to improve one’s lot in life

This article is translated from the original Chinese by Edmund Ng at CeoConnectz.

Suppose your monthly income is only RMB 2,000, you can live well. I can help you put money into five sets of funds. The first $600, second $400, third $300, fourth $200, fifth $500.

The first set of funds is used for living expenses. It’s a simple way of living and you can only be assigned to less than twenty dollars a day. A daily breakfast of vermicelli, an egg and a cup of milk. For lunch just have a simple set lunch, a snack and a fruit. For dinner go to your kitchen and cook your own meals that consist of two vegetables dishes and a glass of milk before bedtime. For one month the food cost is probably $500-$600. When you are young, the body will not have too many problems for a few years with this way of living.

Second set of funds: To make friends, expand your interpersonal circle. This will make you well off. Your phone bills can be budgeted at RMB 100. You can buy your friends 2 lunches a month, each at $150. Who should you buy lunch for? Always remember to buy lunch for people who are more knowledgeable than you, richer than you or people who have helped you in your career. Make sure you do that every month. After one year, your circle of friends should have generated tremendous value for you. Your reputation, influence, added value will be clearly recognized. You’ll also enhance your image of being good and generous.

Third set of funds: To learn. Monthly spend about RMB 50 to RMB 100 to buy books. Because you don’t have a lot of money, you should pay attention to learning. When you buy the books, read them carefully and learn the lessons and strategies that is being taught in the book. Each book, after reading them, put them into your own language to tell the stories. Sharing with others can improve your credibility and enhance the affinity. Also save up $200 per month to attend a training course. When you have higher income or additional savings, try to participate in more advanced training. When you participate in good training, not only do you learn good knowledge, you also get to meet like-minded friends who are not easy to come by.

Fourth set of funds: Use it for holidays overseas. Reward yourself by traveling at least once a year. Continue to grow from the experience of life. Stay in youth hostels to save cost. In a few years you would have travelled to many countries and have different experiences. Use that experience to recharge yourself so that you’ll continually have passion in your work.

Fifth set of funds: Invest. Save the $500 in your bank and grow it as your initial startup capital. The capital can then be used to do a small business. Small business is safe. Go to wholesalers and look for products to sell. Even if you lose money, you will not lose too much money. However, when you start earning money, it will boost your confidence and courage and have a whole new learning experience of running a small business. Earn more and you can then begin to buy long-term investment plans and get long-term security on your financial wealth being of yourself and your families. So that no matter what happens, there will be adequate funds and the quality of life will not decline.

Well, after struggling for a year and if your second year salary is still RMB 2,000, then that means you have not grown as a person. You should be really ashamed of yourself. Do yourself a favour and go to the supermarket and buy the hardest tofu. Take it and smash it on your head because you deserve that.

If your monthly income is at RMB 3,000, you must still work very hard. You must try to find a part time job. It will be great to find part time sales jobs. Doing sales is challenging, but it is the fastest way for you to acquire the art of selling and this is a very deep skill that you will be able to carry it for the rest of your career. All successful entrepreneurs are good sales people. They have the ability to sell their dream and visions. You’ll also meet many people that will be of value to you in the later part of your career. Once you’re in sales, you will also learn what sells and what not. Use the sensitivity of detecting market sentiments as a platform for running your business and in the identification of product winners in the future.

Try to buy minimal clothes and shoes. You can buy them all you want when you’re rich. Save your money and buy some gift for your loved ones and tell them your plans and your financial goals. Tell them why you are so thrifty. Tell them your efforts, direction and your dreams.

Businessmen everywhere need help. Offer yourself to do part time for any kind of opportunities. This will help to hone your will and improve your  skills. You will start to develop eloquence and soon, you’ll be closer to your financial goals. By the second year, your income should be increased to at least RMB 5,000. Minimum it should be RMB 3,000, otherwise you would not be able to keep up with inflation.

No matter how much you earn, always remember to divide it into five parts proportionately. Always make yourself useful. Increase your investment in networking. When you increase your social investment, expand your network of contacts, your income also grows proportionately. Increase your investment in learning, strengthen your self confidence, increase investment in holidays, expand your horizons and increase investment in the future, and that will ultimately increase your income.

Maintain this balance and gradually you will begin to have a lot of surplus. This is a virtuous circle of life plans. Your body will start to get better and better as you get more nutrition and care. Friends will be aplenty and you will start to make more valuable connections at the same time. You will then have the conditions to participate in very high-end training and eventually you’ll be exposed to bigger projects, bigger opportunities. Soon, you will be able to gradually realize your various dreams, the need to buy your own house, car, and to prepare an adequate education fund for your child’s future.

Life can be designed. Career can be planned. Happiness can be prepared. You should start planning now. When you are poor, spend less time at home and more time outside. When you are rich, stay at home more and less outside. This is the art of living. When you are poor, spend money on others. When you’re rich, spend money on yourself. Many people are doing the opposite.

When you are poor, be good to others. Don’t be calculative. When you are rich, you must learn to let others be good to you. You have to learn to be good to yourself better. When you are poor, you have to throw yourself out in the open and let people make good use of you. When you are rich, you have to conserve yourself well and don’t let people easily make use of you. These are the intricate ways of life that many people don’t understand.

When you are poor, spend money so that people can see it. When you are rich, do not show off. Just silently spend the money on yourself. When you are poor, you must be generous. When you are rich, you must not be seen as a spendthrift. Your life would have come full circle and reach its basics. There will be tranquility at this stage.

There is nothing wrong with being young. You do not need to be afraid of being poor. You need to know how to invest in yourself and increase your wisdom and stature. You need to know what is important in life and what is worth investing in. You also need to know what you should avoid and not spend your money on. This is the essence of discipline. Try to avoid spending money on clothing, but buy a selective number of items that have class. Try to eat less outside. If you were to eat outside, do make sure you buy lunches or dinners and foot the bill. When buying people dinner, make sure you buy dinners for people who have bigger dreams than you, and work harder than you.

Once your livelihood is no longer an issue, use the remainder of your money to pursue your dreams. Spread your wings and dare to dream! Make sure you live an extraordinary life!

Famous theory from Harvard: The difference of a person’s fate is decided from what a person spends in his free time between 20:00 to 22:00 . Use these two hours to learn, think and participate in meaningful lectures or discussion. If you persist for several years, success will come knocking on your doors.

No matter how much you earn, remember to split your salary into five parts. Take care of your body so that it will still be in good shape. Invest in your social circle so that you will constantly meet new people where you can learn new knowledge from. Expanding your network will also have an important impact in how much you earn eventually. Travel every year and expand your horizons. Also keep abreast with the latest developments in the industry. If you follow this plan diligently, you will soon see big surplus in your funds.

Whatever happened in the past is over. Do not dwell on past mistakes. There’s no point crying over spilt milk. Everybody makes mistakes. It’s what you learn from the mistakes, and promising yourself not to repeat those mistakes that matters. When you miss opportunities, don’t dwell on it, as there are always new opportunities on the horizon.

Being able to smile when being slightly misunderstood is good upbringing. When you’re wronged and you smile with calmness, it is generosity. When you’re being taken advantage of and you can smile, you’re being open-minded. When you are helpless and you can do a philosophical smile, you’re in a calm state. When you’re in distress and you can laugh out loud, you’re being generous. When you’re looked down and you can calmly smile, you’re being confident. When you’re being jilted in relationships and you can smile it off, you’re being suave.

There are many people who are struggling to make ends meet. It doesn’t matter if you are rich or poor. There are lessons for all to learn from Li Ka Shing.

JADI JUTAWAN SEBAB JUAL JAGUNG DALAM CAWAN

PADA suatu petang, ketika Nelson sedang menguruskan kedai permainan kanak-kanak miliknya di Asia Jaya, Petaling Jaya, Selangor, dia didatangi seorang lelaki. Lelaki itu membawa sebuah bakul penuh berisi jagung. Perkenalan spontan itu memberi ruang kepada lelaki itu meluahkan kesukarannya memasarkan jagung yang ditanamnya.

Tanpa berfikir panjang, Nelson terus membeli beberapa tongkol jagung daripada lelaki itu lalu membawa pulang ke rumah. Malam itu, Nelson sekeluarga menikmati jagung kukus yang dibelinya pada siang tadi. Kelembutan dan kemanisan jagung itu memikat hati Nelson. Dia bertemu semula penjual jagung itu dan bersetuju melantik lelaki tersebut sebagai pembekal utama jagung.

Peristiwa itu berlaku pada awal tahun 1980-an. Nelson kemudiannya membuka gerai kecil di hadapan kedai permainannya untuk menjual jagung. Tidak memakan masa yang panjang, jagung Nelson mempunyai pengikut setia, malah hasil jualan makanan itu lebih laris berbanding perniagaan permainan kanak-kanak. Tiga tahun kemudian, Nelson mengubah keutamaan bisnesnya daripada kedai permainan kepada gerai jagung.
Sambutan menggalakkan jagung tersebut mendorong Nelson, 57, atau Datuk Nelson Kwok Teng Toong membawa bisnes kecilnya ke dalam sebuah pasar raya di Seksyen 14, Petaling Jaya. Tahun 1985 menjadi permulaan kepada pengenalan jenama Nelson Corn (jagung manis) di Jaya Supermarket.

"Hari pertama operasi sahaja, sudah ramai orang beratur. Waktu itu saya dan isteri yang berniaga. Jagung dikukus mengikut pesanan pelanggan dan saya masih ingat bekalan jagung tidak cukup untuk menampung permintaan orang ramai.

"Ketika itu jagung masih dijual mengikut tongkol. Satu tongkol berharga RM1.20 dan ia boleh terjual sebanyak 1,000 tongkol sehari. Hujung minggu jagung mesti habis dijual
.
Ladang sendiri
Lapan tahun beroperasi di Jaya Supermarket, Nelson yakin sudah tiba masa untuk mengembangkan perniagaannya ke negeri lain. Dilema tercetus apabila masalah ketahanan jagung mengekang kelancaran pembukaan cawangan baharu.

Tanpa ladang sendiri, Nelson bergantung sepenuhnya kepada pembekal yang terdiri daripada petani-petani kontrak. Jagung yang dibawa ke luar Selangor mengecut dengan pantas dan membuatkan rasa aslinya hilang

Keuntungan perniagaan merosot dan hal tersebut menggugat keselesaan Nelson.
Mujur anak kedua daripada empat adik-beradik itu mampu menyelamatkan perniagaan tersebut daripada tersungkur. Program penyelidikan dan pembangunan dilaksanakan bagi mencari penyelesaian terhadap isu ketahanan jagung.

Solusi terbaik ditemui. Maka teknik pengasingan biji jagung daripada tongkol digunakan. Biji-biji jagung itu kemudiannya disejuk beku untuk dihantar ke cawangan Nelson di luar kawasan Lembah Klang.
Sejak itu, terciptalah budaya memakan jagung di dalam cawan. Percaya atau tidak, Nelson Corn ialah perusahaan makanan ringan berasaskan jagung pertama di dunia menggunakan pendekatan sedemikian.
Pulau Pinang menjadi cawangan pertama selepas Jaya Supermarket. Ia diikuti dengan pembukaan Nelson Corn di Kompleks PKNS, Seksyen 14, Shah Alam, Selangor. Menerusi program francais, Nelson kemudiannya menyenaraikan Nelson Corn sebagai sebuah perusahaan francais di Malaysia.

Hari ini, selepas 28 tahun bergelumang dengan jagung, jenama Nelson Corn telah berkembang di 16 buah negara dengan jumlah kedai melebihi 800 buah dan dijangka akan terus bertambah.

"Nelson Corn juga berjaya dibawa masuk ke Mesir dan Vietnam. Saya tidak menyangka perniagaan ini mampu berkembang dengan jayanya selepas memperkenalkan jenama ini di Indonesia pada tahun 1998.
"Penerimaan positif membuatkan saya lebih berani untuk meluaskan empayar Nelson Corn. Arab Saudi menjadi destinasi luar negara kedua dan sekarang ia telah memiliki lebih 400 cawangan di sana," kongsi Nelson yang juga membuka cawangan di Tanah Suci Mekah.

Baka jagung
Seiring perkembangan perniagaannya, Nelson turut membuat keputusan untuk memiliki ladang jagung sendiri. Empat tahun lalu, ladang jagung berkeluasan 97 hektar di Chemor, Perak dijadikan pusat penanaman dan pemprosesan utama Nelson Corn.

Jagung gred N28 hasil penyelidikan khusus digunakan bagi memastikan setiap produk keluaran Nelson Corn terjamin kualitinya. Malah bekalan jagung daripada kira-kira 161 hektar ladang petani kontrak turut disyaratkan menggunakan baka jagung yang sama.

Kawalan piawaian tersebut membolehkan setiap jagung yang dieksport ke cawangan luar negara tidak mempunyai perbezaan dari segi kualiti dan rasa.

"Kalau anda ke luar negara dan mencuba jagung Nelson di negara tersebut, anda pasti merasai keenakan yang sama. Semua cawangan di luar negara menggunakan jagung yang dibekalkan dari Malaysia.
"Ia membolehkan pelanggan membezakan kualiti jagung Nelson berbanding jenama lain. Saya mahu mengekalkan keseragaman ini sampai bila-bila," jelas Nelson.

Menyedari masalah golongan petani di Malaysia yang berdepan kesukaran memasarkan hasil tanaman mereka, Nelson mewujudkan program bantuan dengan nama Balik Kampung Tanam Jagung.
Mungkin ia kedengaran lucu kerana frasa itu sering merujuk kepada jenaka sinis terhadap individu yang gagal dalam sesuatu pekerjaan. Nelson cuba membuktikan kebenaran di sebalik kenyataan itu dan mahu petani sedar bahawa menceburi bidang pertanian dan perladangan mampu menjana pendapatan yang menguntungkan.

Di bawah program tersebut, Nelson menggalakkan petani-petani untuk menanam jagung N28 dan akan membeli semula hasil tanaman mereka untuk diproses menjadi produk-produk Nelson Corn.

Pemandu van
Menyelak layar hidup Nelson, menemukan rentetan kisah yang menarik. Sebelum berkecimpung dalam bidang perniagaan, Nelson yang menamatkan pengajian setakat tingkatan enam pernah berkhidmat sebagai pemandu van.

Selama empat tahun, dia membawa dan menghantar bekalan air kacang soya dari kilang pembekal ke pasar raya dan kedai-kedai runcit. Selepas itu, Nelson beralih profesion menjadi kerani sebelum memutuskan untuk membuka kedai permainan kanak-kanak.

Meskipun bapanya seorang pemborong ikan masin dan ikan bilis, tidak pernah sekali dia dipanggil bagi menguruskan perniagaan keluarga tersebut. Bapa Nelson mahu anak-anaknya belajar berdikari dan merasai pengalaman bekerja dari bawah sebelum bercadang menguruskan perniagaan sendiri.

Nota : Pada pendapatan pakcik kat Malaysia ni siapa pun nak jadi kaya boleh, tak kira ko sape, melayu ke cina ke india ke atau Pati sekalipun . Tau pati apa? Pendatang Asing Tanpa Izin. Yang penting rajin berusaha dan tekun dan Pati pun dah banyak jadi jutawan kat Malaysia ni.

Yang penting nak kena ingat ialah tidak ada 'short cut' nak jadi kaya. Macam Nelson ni ambil masa 8 tahun baru nak kembangkan perniagaan dan setelah 28 tahun baru berjaya dengan ada 800 kedai jagung kat 16 negara termasuk di Arab Saudi!!. Ada beran...Lagi satu bak kata orang tua2 yang bulat tak datang bergolek dan yang pipih tak takkan datang melayang. Kena usaha beb.

sumber : simplebisnesman