KISAH PEMANDU LI KA SHING – MANUSIA TERKAYA DI ASIA
2 Juta
adalah angka yang besar.
Atas
dasar hadiah persaraan, seorang bilionair mahu memberikan 2 juta kepada
pemandunya. Siapa sangka pemandu itu sanggup menolak tawaran yang sangat baik. Lebih
tidak sangka adalah sebab mengapa dia menolak.
Pemandu
kepada Li Ka Shing – LKS (Jutawan No 1 di Asia) telah berkhidmat lebih 30 tahun
dengan LKS dan telah capai umur bersara. LKS sebagai tanda penghargaan telah
memberinya cek bernilai 2 juta tetapi pemandu tersebut menolaknya kerana dia
mendakwa sudah miliki 20 juta ditangannya. LKS berasa hairan kenapa bekas
pemandunya ada simpanan sebegitu banyak walhal gaji dia cuma 6 ribu sahaja .
Pemandu
LKS akhirnya mendedahkan bahawa ketika dia menjadi pemandu kereta
beliau, LKS selalu membuat pesanan kepada pengurusnya melalui telefon, memberi
arahan supaya membeli tanah atau saham yang mana satu. Pemandu tersebut
memasang telinga dan secara tidak serius dan diam-diam membeli
saham-saham yang LKS arahkan kepada pengurus beliau.
Lama
kelamaan, selepas bermula secara kecil-kecilan bermain saham melalui curi-curi
dengar arahan LKS kepada pengurusnya, pemandu tersebut berjaya mengumpul dana lebih
20 juta.
Moral
of the story :
Dalam
perjalanan hidup, amat penting untuk kita memilih dengan siapa kita bersama.
Bak kata pepatah, cari tandas, ikut lalat, cari bebunga, ikut lelebah,
cari jutaan, ikutlah jutawan!! Bersama orang yang rajin, anda tidak akan malas,
bersama orang bertekad anda tak akan murung, bersama orang yang pintar, anda
jadi luarbiasa, bersama orang yang hebat, anda pasti berjaya!!!
InshaAllah..
Sumber: dikopipes dari : pariajalanan.blogspot
Kalau rajin baca ni Li Ka Shing ajar cara nak kaya. Pakcik tak larat nak translate, baca je lah :
Hong
Kong billionaire Li Ka-Shing shares some of his money wisdom, outlining an
inspirational five-year plan to improve one’s lot in life
This article is translated from the original Chinese by Edmund
Ng at CeoConnectz.
Suppose your monthly
income is only RMB 2,000, you can live well. I can help you put money
into five sets of funds. The first $600, second $400, third $300, fourth $200,
fifth $500.
The first set of funds is used for
living expenses. It’s a simple way of living and you can only be assigned
to less than twenty dollars a day. A daily breakfast of vermicelli, an egg and
a cup of milk. For lunch just have a simple set lunch, a snack and a
fruit. For dinner go to your kitchen and cook your own meals that consist
of two vegetables dishes and a glass of milk before bedtime. For one month
the food cost is probably $500-$600. When you are young, the body will not
have too many problems for a few years with this way of living.
Second set of funds: To make friends,
expand your interpersonal circle. This will make you well off. Your phone
bills can be budgeted at RMB 100. You can buy your friends 2
lunches a month, each at $150. Who should you buy lunch for? Always
remember to buy lunch for people who are more knowledgeable than you,
richer than you or people who have helped you in your career.
Make sure you do that every month. After one year, your circle of
friends should have generated tremendous value for you. Your reputation,
influence, added value will be clearly recognized. You’ll also enhance
your image of being good and generous.
Third set of funds: To learn.
Monthly spend about RMB 50 to RMB 100 to buy books. Because you don’t have
a lot of money, you should pay attention to learning.
When you buy the books, read them carefully and learn the lessons
and strategies that is being taught in the book. Each book, after reading
them, put them into your own language to tell the stories. Sharing with
others can improve your credibility and enhance the affinity. Also save up $200
per month to attend a training course. When you have
higher income or additional savings, try to participate in more advanced
training. When you participate in good training, not only do you learn
good knowledge, you also get to meet like-minded friends who are not easy to
come by.
Fourth set of funds: Use it for
holidays overseas. Reward yourself by traveling at least once a year.
Continue to grow from the experience of life. Stay in youth hostels to
save cost. In a few years you would have travelled to many countries and
have different experiences. Use that experience to recharge yourself so
that you’ll continually have passion in your work.
Fifth set of funds: Invest. Save the
$500 in your bank and grow it as your initial startup capital. The capital
can then be used to do a small business. Small business is safe. Go
to wholesalers and look for products to sell. Even if you lose money, you
will not lose too much money. However, when you start earning money, it
will boost your confidence and courage and have a whole new learning
experience of running a small business. Earn more and you can then begin
to buy long-term investment plans and get long-term security
on your financial wealth being of yourself and your families. So that no
matter what happens, there will be adequate funds and the quality of life
will not decline.
Well, after struggling for a year
and if your second year salary is still RMB 2,000, then that means you
have not grown as a person. You should be really ashamed of yourself.
Do yourself a favour and go to the supermarket and buy the hardest tofu.
Take it and smash it on your head because you deserve that.
If your monthly income is at RMB
3,000, you must still work very hard. You must try to find a part time
job. It will be great to find part time sales jobs. Doing sales is challenging,
but it is the fastest way for you to acquire the art of selling and this
is a very deep skill that you will be able to carry it for the rest of
your career. All successful entrepreneurs are good sales people. They have
the ability to sell their dream and visions. You’ll also meet many
people that will be of value to you in the later part of your career. Once
you’re in sales, you will also learn what sells and what not. Use the
sensitivity of detecting market sentiments as a platform for running your
business and in the identification of product winners in the future.
Try to buy minimal clothes and
shoes. You can buy them all you want when you’re rich. Save your money and
buy some gift for your loved ones and tell them your plans and
your financial goals. Tell them why you are so thrifty. Tell them your
efforts, direction and your dreams.
Businessmen everywhere need help.
Offer yourself to do part time for any kind of opportunities. This will
help to hone your will and improve your skills. You will start
to develop eloquence and soon, you’ll be closer to your financial goals.
By the second year, your income should be increased to at least RMB 5,000.
Minimum it should be RMB 3,000, otherwise you would not be able to keep up with
inflation.
No matter how much you earn, always
remember to divide it into five parts proportionately. Always make
yourself useful. Increase your investment in networking. When you
increase your social investment, expand your network of contacts, your
income also grows proportionately. Increase your investment in learning,
strengthen your self confidence, increase investment in holidays, expand
your horizons and increase investment in the future, and that will ultimately
increase your income.
Maintain this balance and gradually
you will begin to have a lot of surplus. This is a virtuous circle of life
plans. Your body will start to get better and better as you get more nutrition
and care. Friends will be aplenty and you will start to make more valuable
connections at the same time. You will then have the conditions to
participate in very high-end training and eventually you’ll be exposed to
bigger projects, bigger opportunities. Soon, you will be able to gradually
realize your various dreams, the need to buy your own house, car, and
to prepare an adequate education fund for your child’s future.
Life can be designed. Career can be
planned. Happiness can be prepared. You should start planning now. When
you are poor, spend less time at home and more time outside. When you are
rich, stay at home more and less outside. This is the art of living. When you
are poor, spend money on others. When you’re rich, spend money on
yourself. Many people are doing the opposite.
When you are poor, be good to others.
Don’t be calculative. When you are rich, you must learn to let others be
good to you. You have to learn to be good to yourself better. When you are
poor, you have to throw yourself out in the open and let people make good use
of you. When you are rich, you have to conserve yourself well and don’t
let people easily make use of you. These are the intricate ways of life
that many people don’t understand.
When you are poor, spend money so
that people can see it. When you are rich, do not show off. Just silently
spend the money on yourself. When you are poor, you must be generous. When
you are rich, you must not be seen as a spendthrift. Your life would have come
full circle and reach its basics. There will be tranquility at this stage.
There is nothing wrong with being
young. You do not need to be afraid of being poor. You need to know how to
invest in yourself and increase your wisdom and stature. You need
to know what is important in life and what is worth investing in. You also
need to know what you should avoid and not spend your money on. This is
the essence of discipline. Try to avoid spending money on clothing, but
buy a selective number of items that have class. Try to eat less outside.
If you were to eat outside, do make sure you buy lunches or dinners
and foot the bill. When buying people dinner, make sure you buy dinners
for people who have bigger dreams than you, and work harder than you.
Once your livelihood is no longer an
issue, use the remainder of your money to pursue your dreams. Spread your
wings and dare to dream! Make sure you live an extraordinary life!
Famous theory from Harvard: The
difference of a person’s fate is decided from what a person spends in his
free time between 20:00 to 22:00 . Use these two hours to learn, think and
participate in meaningful lectures or discussion. If you persist for several
years, success will come knocking on your doors.
No matter how much you earn,
remember to split your salary into five parts. Take care of your body so
that it will still be in good shape. Invest in your social circle so that you
will constantly meet new people where you can learn new knowledge from.
Expanding your network will also have an important impact in how much you
earn eventually. Travel every year and expand your horizons. Also keep
abreast with the latest developments in the industry. If you follow this
plan diligently, you will soon see big surplus in your funds.
Whatever happened in the past is
over. Do not dwell on past mistakes. There’s no point crying over spilt
milk. Everybody makes mistakes. It’s what you learn from the mistakes,
and promising yourself not to repeat those mistakes that matters. When you
miss opportunities, don’t dwell on it, as there are always new
opportunities on the horizon.
Being able to smile when being
slightly misunderstood is good upbringing. When you’re wronged and you
smile with calmness, it is generosity. When you’re being taken
advantage of and you can smile, you’re being open-minded. When you are
helpless and you can do a philosophical smile, you’re in a calm state.
When you’re in distress and you can laugh out loud, you’re being generous.
When you’re looked down and you can calmly smile, you’re being confident.
When you’re being jilted in relationships and you can smile it off, you’re
being suave.
There are many people who are
struggling to make ends meet. It doesn’t matter if you are rich or poor.
There are lessons for all to learn from Li Ka Shing.
